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One of the most common techniques is to build up trust with the person by messaging for weeks or even months before suddenly having an emergency - the fake person being mugged but their daughter needing urgent surgery, for example - and asking for money.But then they suddenly need money for rent too, then food, then medical fees, and it can quickly escalate.
Nancy is now facing bankruptcy, and although her case is extreme, the average victim of online dating fraud loses £10,000 according to Action Fraud.
So what can you do to avoid being a victim of an online dating scam?
Jane advises meeting up with someone sooner rather than later - more often than not, scammers are based abroad and won’t be able to meet you.
Watch out for inconsistencies and repetition too - if you’re talking to a team of scammers, they’re bound to forget what’s previously been said and slip-up occasionally.
After reporting the profile to the dating site, stop all contact and get in touch with Action Fraud on 03.